Investor Tools & Calculators
Mortgage
DSCR
Investment Property
Refinance Savings
Cash-Out Refi
Fix & Flip
Amortization
Mortgage Calculator

Estimate Your Monthly Payment

Calculate principal, interest, taxes, and insurance for any home purchase scenario.

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Loan Details

Enter your purchase details

Purchase Details
$
%
3%50%
%
3%14%
Monthly Costs
$
$
$
$

Monthly Payment

Principal, interest, taxes & insurance

Total Monthly Payment
Breakdown
Principal & Interest
Property Taxes
Home Insurance
HOA + PMI
Loan Amount
Total Interest Paid
Estimates only. Does not include closing costs or escrow adjustments. Not a commitment to lend.
DSCR Calculator

Does Your Investment Property Qualify?

Calculate your Debt Service Coverage Ratio using rental income — no personal income required.

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Property & Loan Details

Enter rental income and debt service

Monthly Rental Income
$
Loan Details
$
%
15%50%
%
4%14%
Monthly Operating Costs
$
$
$
$

DSCR Result

Updates in real time

Debt Service Coverage Ratio
Monthly Breakdown
Gross Rental Income
Principal & Interest
Taxes + Insurance
HOA + Flood
Total Debt Service
Estimates only. Actual DSCR in underwriting may differ. Not a commitment to lend.
Investment Property Calculator

Full Buy-and-Hold Analysis

Monthly cash flow, cap rate, cash-on-cash return, and DSCR — all in one place.

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Property Analysis

Enter income, financing, and expenses

Financing
$
%
15%50%
%
Income
$
%
Annual Operating Expenses
$
$
$
$
$

Investment Analysis

Full return metrics

Monthly Cash Flow
Key Metrics
Cap Rate
Cash-on-Cash Return
DSCR
Total Cash Invested
Annual Net Income
Estimates only. Does not account for tax implications, appreciation, or principal paydown. Not a commitment to lend.
Refinance Savings Calculator

See Your Monthly Savings Instantly

Compare your current mortgage to a new rate and see exactly how much you could save.

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Loan Comparison

Current loan vs. new rate

Your Current Loan
$
%
New Loan Scenario
%
Closing Costs (to calculate break-even)
$

Refinance Analysis

Monthly savings and break-even

Monthly Savings
Comparison
Current Monthly P&I
New Monthly P&I
Monthly Savings
Break-Even Period
5-Year Total Savings
Lifetime Savings
P&I only. Does not include taxes, insurance, or closing costs in payment. Savings are estimates. Not a commitment to lend.
Cash-Out Refinance Calculator

How Much Equity Can You Access?

See your maximum cash-out amount, new loan size, and monthly payment in seconds.

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Property & Loan Details

Calculate your available equity

Property Information
$
$
Cash-Out Parameters
%
50%80%
$
New Loan Terms
%
$

Cash-Out Analysis

Equity access & new payment

Net Cash to You
Breakdown
Property Value
Max Loan at LTV
Pay Off Existing Loan
Closing Costs
Net Cash to You
New Monthly Payment
Remaining Equity
Estimates only. Actual LTV and cash-out depend on credit, property type, and program guidelines. Not a commitment to lend.
Fix & Flip Calculator

Will This Flip Pencil Out?

Enter your purchase price, rehab budget, and ARV — see projected profit and cash-on-cash return.

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Deal Analysis

Full fix & flip P&L

The Deal
$
$
$
%
Acquisition Costs
%
%
Holding Costs
%
$
$
Sale Costs
%
%

Flip Analysis

Profit & return metrics

Projected Profit
Deal Breakdown
ARV (Sale Price)
All-In Cost
Sale Costs
Projected Profit
Cash-on-Cash Return
Total Cash Needed
Profit Margin
Estimates only. Does not account for permits, utilities, or all overruns. Not a commitment to lend.
Amortization Calculator

See Your Full Payment Schedule

Visualize every payment — how much goes to principal vs. interest over the life of your loan.

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Loan Details

Enter your loan information

$
%
Amortization Schedule Showing first 12 months
MonthPaymentPrincipalInterestBalance