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Independent Brokers. Local Roots. Zero Run-around.
We’re not a call center. We’re not a bank. We’re a small, independent brokerage in Mt. Pleasant, SC — built on the belief that getting a mortgage should be straightforward, honest, and maybe even a little easier than buying a car.
■ our story
From Lowcountry Home Loans to Lowcountry Lending Group
You may know us as Lowcountry Home Loans — we’ve been serving South Carolina borrowers under that name for years. The rebrand to Lowcountry Lending Group isn’t a change in who we are. It’s a more honest reflection of what we do.
We’ve always served more than homebuyers. Real estate investors, self-employed business owners, commercial clients, people with complex income and big goals — they’ve always been part of our story. The new name just says that out loud.
The foundation stays the same: independent brokerage, wholesale lender access, and a straight answer every time you ask a question.
We’ve always served more than homebuyers. Real estate investors, self-employed business owners, commercial clients, people with complex income and big goals — they’ve always been part of our story. The new name just says that out loud.
The foundation stays the same: independent brokerage, wholesale lender access, and a straight answer every time you ask a question.
“The name evolved. The mission didn’t. We’re still here to help people build wealth through real estate — one deal at a time.”
— Taylor Cabaniss
■ WHY INDEPENDENT MATTERS
Why We Chose to Be Independent — and Why It Matters to You
Taylor spent time early in his career seeing how the mortgage business worked from multiple angles — retail lenders, big banks, and independent brokerages. The difference was clear.
At a bank or retail lender, you get that institution’s products at that institution’s rates. The loan officer’s job is to put you in whatever fits their shelf. At an independent brokerage, the job is different: find the right lender for your specific situation, at wholesale pricing, from a market of 50+ options.
That’s not a marketing claim. That’s the structural difference between how we operate and how a bank operates.
50+
Wholesale Lenders
20+
Combined Years Experience
SC Born
Raised & Licensed
- Wholesale rates — not retail markups
- No pressure to fit you into a product that doesn't fit
- 50+ lenders means more approvals and better terms
- One broker, one point of contact, from application to closing
■ Our Principles
WHAT WE STAND FOR
Dedication
We are dedicated to serving every client — from first-time homebuyers to seasoned investors — with the same level of care, urgency, and expertise. Every deal matters to us because every deal matters to you.
Education
We believe an informed borrower makes better decisions. We take the time to explain your
options, walk through the numbers, and make sure you understand exactly what you’re signing before you sign it.
options, walk through the numbers, and make sure you understand exactly what you’re signing before you sign it.
Transparency
No hidden fees. No bait-and-switch. No telling you what you want to hear when the truth is more useful. We set honest expectations from the start — and we keep them.
Reliability
When we say we’ll get back to you today, we mean today. When we say we’ll close on time, we mean it. Our reputation is built on being the broker you can count on — every time, every deal.
■ our team
Meet Your Lending Expert
His family has called South Carolina home for nearly 350 years — his ancestors arrived in Charleston in 1680 as French Huguenots. Taylor grew up in Greenville, went to school in Columbia, and now lives on Johns Island with his wife Caroline, their daughter Charley, and their doodle Poppy. When he’s not closing deals, you’ll find him on the water — fishing and boating on Charleston’s surrounding waterways — or loudly supporting the Gamecocks.
Taylor Cabaniss
Founder & Mortgage Broker | NMLS #910852
Taylor has been writing mortgages for 14 years — starting just two weeks after graduating from the University of South Carolina. He didn’t grow up in finance. He grew up in real estate. His father was a plumber, and Taylor was on job sites by the time he was five years old. By 12, he co-owned a lawn care business that ran through high school. He worked as a Page in the SC Senate the summer before his senior year — for his cousin, who served as State Senator for Pickens County. Real work, real people, real early.
That background shaped how Taylor thinks about this business. Mortgages aren’t paperwork — they’re the mechanism through which people build equity, grow portfolios, and create generational wealth. It’s the American Dream with a loan number attached.
Taylor doesn’t just lend on investment properties — he owns them. He’s renovated every property in his portfolio himself, which includes rentals in Downtown Charleston and Greenville, SC. When an investor client asks about the process, he’s not speaking theoretically.
That background shaped how Taylor thinks about this business. Mortgages aren’t paperwork — they’re the mechanism through which people build equity, grow portfolios, and create generational wealth. It’s the American Dream with a loan number attached.
Taylor doesn’t just lend on investment properties — he owns them. He’s renovated every property in his portfolio himself, which includes rentals in Downtown Charleston and Greenville, SC. When an investor client asks about the process, he’s not speaking theoretically.
His family has called South Carolina home for nearly 350 years — his ancestors arrived in Charleston in 1680 as French Huguenots. Taylor grew up in Greenville, went to school in Columbia, and now lives on Johns Island with his wife Caroline, their daughter Charley, and their doodle Poppy. When he’s not closing deals, you’ll find him on the water — fishing and boating on Charleston’s surrounding waterways — or loudly supporting the Gamecocks.
“Going independent was the easiest professional decision Taylor ever made. More lenders. Better rates. More clients helped. No compromise.”
His family has called South Carolina home for nearly 350 years — his ancestors arrived in Charleston in 1680 as French Huguenots. Taylor grew up in Greenville, went to school in Columbia, and now lives on Johns Island with his wife Caroline, their daughter Charley, and their doodle Poppy. When he’s not closing deals, you’ll find him on the water — fishing and boating on Charleston’s surrounding waterways — or loudly supporting the Gamecocks.
Alex Glover
Mortgage Broker | NMLS # 1967757
Taylor has been writing mortgages for 14 years — starting just two weeks after graduating from the University of South Carolina. He didn’t grow up in finance. He grew up in real estate. His father was a plumber, and Taylor was on job sites by the time he was five years old. By 12, he co-owned a lawn care business that ran through high school. He worked as a Page in the SC Senate the summer before his senior year — for his cousin, who served as State Senator for Pickens County. Real work, real people, real early.
That background shaped how Taylor thinks about this business. Mortgages aren’t paperwork — they’re the mechanism through which people build equity, grow portfolios, and create generational wealth. It’s the American Dream with a loan number attached.
Taylor doesn’t just lend on investment properties — he owns them. He’s renovated every property in his portfolio himself, which includes rentals in Downtown Charleston and Greenville, SC. When an investor client asks about the process, he’s not speaking theoretically.
That background shaped how Taylor thinks about this business. Mortgages aren’t paperwork — they’re the mechanism through which people build equity, grow portfolios, and create generational wealth. It’s the American Dream with a loan number attached.
Taylor doesn’t just lend on investment properties — he owns them. He’s renovated every property in his portfolio himself, which includes rentals in Downtown Charleston and Greenville, SC. When an investor client asks about the process, he’s not speaking theoretically.
■ How We Work
A Clear Path to Results
Honest Advice First
We’ll tell you what program fits your situation and why. If something doesn’t make sense for you, we’ll say so — even if that means a smaller loan or a different timeline. Our job is to give you the right answer, not the easy one.
We Do the Heavy Lifting
From application to closing, we coordinate with lenders, appraisers, title companies, and anyone else who needs to be in the room. You shouldn’t have to chase anyone down. That’s what we’re here for.
One Contact. Always Reachable.
You work with Taylor or Alex directly, a real human, not a chat bot, not a call center, not whoever picks up the phone. You’ll have a direct line and you’ll get a real answer, usually the same day.
■ BUILT IN THE LOWCOUNTRY
Built in the Lowcountry. Licensed Across South Carolina.
We’re based at 802 Coleman Blvd in Mt. Pleasant — right in the heart of one of the fastest-growing real estate markets in the Southeast. We know this market because we live in it, invest in it, and have watched it evolve over more than a decade.
For residential home loans, we’re licensed across all of South Carolina — from the Lowcountry to the Upstate. For investment and commercial deals, we work with clients nationwide.
For residential home loans, we’re licensed across all of South Carolina — from the Lowcountry to the Upstate. For investment and commercial deals, we work with clients nationwide.