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Home / LOAN PROGRAMS / Refinance

Refinance

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Summary

There are many reasons for refinancing your home. Refinancing your mortgage can be used to reduce monthly payments, consolidate debt, or access home equity. We are here to listen and help achieve your goals!

Available Programs

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Lower Payment: Reduce your monthly payments by lowering your interest rate. It is great for saving, reinvesting the savings, planning for retirement and improving your financial security.

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Take Cash Out: Leverage your home’s equity and consolidate your debt. Or use the equity to renovate your home or reinvest in a new property and other investments.

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Shorten Loan Term: Payoff your loan sooner by lowering your loan term. This is great for saving thousands of dollars in interest over the life of the loan and becoming mortgage-free!

■ Programs
EXPLORE OUR LOAN OPTIONS

Lower Payment

Reduce your monthly payments by lowering your interest rate. It is great for saving, reinvesting the savings, planning for retirement and improving your financial security.

Take Cash Out

Leverage your home’s equity and consolidate your debt. Or use the equity to renovate your home or reinvest in a new property and other investments.

Shorten Loan Term

Payoff your loan sooner by lowering your loan term. This is great for saving thousands of dollars in interest over the life of the loan and becoming mortgage-free!

Frequently Asked Questions

I'm a real estate investor, what's your minimum credit score?
Case by case basis but usually 500
Do you offer any 100% for first time home buyers?

We know the industry and know how much other companies are trying to make off every loan. We have our comp levels set at least a half point lower than the competition which allows our company to always provide the lowest rate at the lowest cost on any given day.

What's the minimum down payment needed for a first time home buyer?

We know the industry and know how much other companies are trying to make off every loan. We have our comp levels set at least a half point lower than the competition which allows our company to always provide the lowest rate at the lowest cost on any given day.

What's the min credit score for a first time home buyer

We know the industry and know how much other companies are trying to make off every loan. We have our comp levels set at least a half point lower than the competition which allows our company to always provide the lowest rate at the lowest cost on any given day.

What if my credit score is less than 580?

We know the industry and know how much other companies are trying to make off every loan. We have our comp levels set at least a half point lower than the competition which allows our company to always provide the lowest rate at the lowest cost on any given day.

Can cash be used for down payment?

We know the industry and know how much other companies are trying to make off every loan. We have our comp levels set at least a half point lower than the competition which allows our company to always provide the lowest rate at the lowest cost on any given day.